Dayton, Ohio
Facing foreclosure in Dayton?
You still have options.
Dayton-area homeowners - from Kettering to Huber Heights, including a lot of Wright-Patterson military families - usually reach out to us after the Complaint has already arrived. Good news: in Ohio, that Complaint is the start of a court case that runs for months, and Montgomery County has a foreclosure mediation program built specifically to help homeowners find a way through it.
You'll talk to Anthony - not a call center.
Free & confidential. During the day, you'll usually hear back within minutes.
Tell us where you're at.
A few quick questions, then pick a time with Anthony that works for you. Free, confidential, no obligation.
Step 1 of 2
Takes about 30 seconds. You'll confirm your details when you pick your time.
Step 2 is Anthony's calendar - pick any free 30-minute slot.
Free · Confidential · No obligation
The clock in Dayton
How foreclosure moves in Montgomery County.
In Montgomery County and its neighbors, foreclosure starts when the lender files a Complaint in the Court of Common Pleas. From the day you're served, you have 28 days to file an Answer - the single most important deadline in the whole process. Answer it, and the case typically runs six months to a year, with Montgomery County's mediation program available to pause proceedings while you negotiate. A sheriff's sale, if it ever comes, requires an appraisal and a minimum opening bid of two-thirds of that value - and it isn't final until the court confirms it about 30 days later. Until confirmation, you can still redeem or sell.
Counties we serve around Dayton
Including homeowners in
Want the full plain-English walkthrough of the Ohio process? Read our Ohio foreclosure guide ›
Questions Dayton homeowners ask us.
How long do I have once a foreclosure is filed in Montgomery County?
What is Montgomery County's foreclosure mediation program and should I use it?
Can I sell my Dayton house before the sheriff's sale?
Does your help cost Dayton homeowners anything?
How to know you're in safe hands
Foreclosure attracts scammers.
Here's how we're different.
The moment your foreclosure became public record, the letters and calls started. Federal regulators publish the warning signs of a foreclosure rescue scam - so hold us to every one of them.
We never charge you a fee. Not upfront, not ever.
Charging homeowners upfront for foreclosure help is the #1 red flag of a rescue scam - and it's illegal. Our guidance costs you nothing, period.
We never ask you to sign over your deed or title.
Your home stays yours. If you ever decide selling is your best path, it happens the normal way - a standard Ohio Association of Realtors contract you review on your own timeline.
We never tell you to stop paying your lender.
Anyone who tells you to redirect your mortgage payments to them is stealing from you. We will never touch your mortgage payments.
We never pressure you to sign anything you don't understand.
Take every document to a lawyer, a family member, or anyone you trust. We'll wait - and we'll encourage it.
You've made it this far. The next step is a 30-minute call - no pressure, and no calling you back if you don't want it.
You have options.
Let us show you what they are.
Every day that passes is a day closer to your auction date. The sooner you reach out, the more options we can explore together.
Call or text anytime. During the day, you'll usually hear back within minutes.
You'll talk to Anthony - not a call center.
Free & confidential. During the day, you'll usually hear back within minutes.